COVERING YOUR TAIL SINCE 1931

Welcome to Harold J Fox Insurance Agency, an independent insurance agency serving Michigan for over 80 years. As one of the most stable and productive independent insurance agencies in West Michigan, Harold J Fox Insurance Agency is well equipped to handle all of your insurance needs, giving families & businesses the protection they need with excellent coverage at a fair price. We pride ourselves on our excellent service, “Covering Your Tail”, and look forward to providing you the personal & commercial coverage needed and the attention to detail you deserve.

85 Years Experience

Founded by Ryan's great grandfather, Harold J Fox insurance offers generations of experience.

Personal Attention

Whether you stop into the office for a visit or pick up the phone to call, you know you will always get Ryan or Dan. A day off isn't an option for these guys .

Prompt Service

Need a form faxed? Need a certificate emailed? We might be small, but we are mighty. No need to go through layers of people to get to who you are looking for.

INDEPENDENT AGENCY

ryanheadshot2Harold J Fox Insurance has been family owned since 1931. We value our long term families that have patronized our business and hope to continue serving them for years to come.

We offer Auto Owner’s and Progressive insurance to our customers. We stand behind these brands and believe they offer the best coverage.

autoownerslogo

We don’t believe in cutting any corners with your coverage. While you might find a better rate elsewhere, the chances are your limits aren’t as high and you aren’t being totally covered.

We believe in quality vs quantity at Harold J Fox. While we could sign more policies by cutting a few corners and lowering coverage limits, that is not our philosophy. We want our customers to be fully satisfied if ever they need to submit a claim.

WE'VE GOT YOU COVEREDINSURANCE SERVICES WE OFFER

WE ARE A DEDICATED AGENCYWhy Choose Harold J Fox Insurance

A History of Trust and Dependability

homepageslideHarold J Fox Insurance is one of the oldest, locally owned, independent insurance agencies in Southwest Michigan. Established in 1931, Ryan is proud of its reputation for integrity, stability and strength.

Ryan Fox is a hands-on leader at the agency and in the community. The agency has sustained 5 generations of Fox’s and hopes to continue to carry on the legacy. Ryan is an active supporters of community organizations and non-profits. He understands his clients’ complex needs and works creatively to meet the demands of today’s volatile insurance climate.

He welcomes the opportunity to review your coverages and offer competitive pricing and expert service.
  • Independent, family-owned insurance agency
  • Established in 1931
  • Ryan Fox represents the fourth generation of the Fox family

     

personalizedservice
There’s no need to pay more for insurance coverage that doesn’t meet your situation. From homeowners insurance to commercial workers’ compensation insurance, Harold J Fox Insurance Agency is here to assist all clients by finding a solution that works for them. Our agency will:

• Gather all relevant details about your life, health, family, business, etc.
• Make use of our knowledge and relationships with insurance providers
• Present options from these providers that work best for your situation

As an independent agency, Ryan can take the time to get to know you and your situation before laying out the options for you. Personalized service is our main focus, and one of the foundational elements of our company.

homegraphicRyan Fox will do whatever it takes to give you the protection you earned the moment you signed on with our agency.

After all, an insurance agency must do more than design an insurance plan; it must implement the plan! You should expect your agency to act on your behalf with finesse and enthusiasm. Your insurance agent should be only a phone call away, ready to respond in a crunch, when it really matters. Your problems should end not begin, when you submit a claim to insurance agency.

Ryan is accessible, knowledgeable, and eager to service your claims. We treat you as a part of the family, and we extend every courtesy to you as we would an old friend.

ryanclockRyan from Harold J Fox Insurance

You should expect your agent to act on your behalf with finesse and enthusiasm. Your insurance agent should be only a phone call away, ready to respond in a crunch, when it really matters. Your problems should end not begin, when you submit a claim to insurance agency.
Ryan is accessible, knowledgeable, and eager to service your claims. We treat you as a part of the family, and we extend every courtesy to you as we would an old friend.

Why an Independent Agent?

At Harold J Fox Insurance we carefully select our carriers in order to provide you with the best level of service, price and coverage. As independent insurance agents, you have the ability to choose the best carrier for your insurance needs. That is the main advantage to using an independent insurance agency, we work to satisfy your needs.

Educate

We strive, through our independence, to educate the community on the best options for their insurance needs.

Provide

We are dedicated to providing our customers in Michigan and Chicago with the best coverage at competitive rates.

Assess

We can provide an assessment of your insurance needs with a choice of which package fits you best.

One-on-One Service

We want you to have a positive overall experience with Harold J Fox Insurance. Our one on one service approach is our #1 goal for all our insurance clients.

GET UP TO DATELatest Update From News

Subrogation, Oh My!

April 25, 2017Ryan Fox
There are many facets to an insurance claim. One of these is called subrogation. Subrogation means, in a sense, that one party has the right to
Read More

Caring for your Precious Possessions

April 3, 2017Ryan Fox
We all remember the day we received our diamond engagement ring, those opal earrings for a special birthday or the emerald pendant gifted to us
Read More

Are you ready to ship out?

March 14, 2017Ryan Fox
The new boating season is upon us … are you and your boat ready? Imagine sitting on your boat, enjoying the crystal-clear waters and sunny, blue
Read More

WE LOVE TO HEARWords From Our Customers