People work hard to afford what they enjoy in life, and to pay their continuing expenses such as food, clothing, shelter, utilities, insurance premiums, and entertainment. Their ability to earn an income is their most valuable asset. If that ability is interrupted because of an accident or sickness, they may find it difficult to maintain their standard of living and impossible to plan for the future. Unfortunately, the chance of a disabling accident or sickness is greater than most people think.

• 1 out of 4 workers, age 35-65, will be disabled for 90 days.
• Disability is the cause of nearly 50% of all home foreclosures.
• Before age 65, if a disability lasts 90 days, it is expected to last an average of 2 1/2 years.
• 80% of U.S. workers will exhaust their savings in only two months without the ability to earn an income.

Families trust Harold J Fox Insurance Agency for their disability insurance protection. We represent top life insurers in the nation & have an agent that can work with you to figure out the right plan for your family.