You might think an umbrella policy is just for the rich and famous but consider the following:

– At a Cook Out, your neighbor trips into the grill then successfully sues you for $900,000! You may be out of luck if your Homeowners policy only covers the first $300,000! Would you rather pay a $200 policy premium or $600,000 out of pocket?

– Your 17 year old daughter is at fault in a major car accident, harming several people and causing damage. When the dust & lawsuits settle, your family is on the hook for $1,500,000. You may be out of luck if your Auto Insurance policy only covers the first $250,000! Would you rather pay a $200 policy premium or $1,250,000 out of pocket?

– Your cute dog Fluffy bites and injures your neighbor’s toddler son! You are liable for the extensive medical expenses and damages amounting to $700,000. You may be out of luck if your Homeowners policy only covers the first $300,000! Would you rather pay a $200 premium or $400,000 out of pocket?

Protect your family, your home, your cars, your boats AND EVEN future wages and retirement accounts with the right personal umbrella insurance coverage from Harold J Fox Insurance Agency.