Insuring Your Trust

Secure the Future, Protect Whats Important

Flexible Solutions

Our Door Is Always Open

To Help With Your Insurance Needs

Covering Your Tail Since 1931

Welcome to Harold J Fox Insurance Agency, an independent insurance agency serving Michigan for over 80 years. As one of the most stable and productive independent insurance agencies in West Michigan, Harold J Fox Insurance Agency is well equipped to handle all of your insurance needs, giving families & businesses the protection they need with excellent coverage at a fair price. We pride ourselves on our excellent service, “Covering Your Tail”, and look forward to providing you the personal & commercial coverage needed and the attention to detail you deserve.

85 Years Experience

Founded by Ryan’s great grandfather, Harold J Fox insurance offers generations of experience. 

Personal Attention

Founded by Ryan’s great grandfather, Harold J Fox insurance offers generations of experience. 

Prompt Service

Need a form faxed? Need a certificate emailed? We might be small, but we are mighty. No need to go through layers of people to get to who you are looking for. 

Independent Agency

Meet Your Agent - Ryan Fox
Harold J Fox Insurance has been family owned since 1931. We value our long term families that have patronized our businesss and hope to continue serving them for years to come.
Insurance Carriers

We offer Auto Owner’s & Progressive insurance to our customers. We stand behind these brands and believe they offer the best coverage.

Covering Your Tail
We don’t believe in cutting any corners with your coverage. While you might find a better rate elsewhere, the chances are your limits aren’t as high and you aren’t being totally covered.
Competitive Rates

We believe in quality vs quantity at Harold J Fox. While we could sign more policies by cutting a few corners and lowering coverage limits, that is not our philosophy. We want our customers to be fully satisfied if ever they need to submit a claim. 

WE’VE GOT YOU COVERED

INSURANCE SERVICES WE OFFER

Life Insurance

Home Insurance

Auto Insurance

Annuities/IRAs

Flood Insurance

Business Insurance

Life Insurance

Auto Insurance

Flood Insurance

Home Insurance

Annuities/IRAs

Business Insurance

WE ARE A DEDICATED AGENCY

Why Choose Harold J Fox Insurance

A History of Trust and Dependability

Harold J Fox Insurance is one of the oldest, locally owned, independent insurance agencies in Southwest Michigan. Established in 1931, Ryan is proud of its reputation for integrity, stability and strength.

Ryan Fox is a hands-on leader at the agency and in the community. The agency has sustained 5 generations of Fox’s and hopes to continue to carry on the legacy. Ryan is an active supporters of community organizations and non-profits. He understands his clients’ complex needs and works creatively to meet the demands of today’s volatile insurance climate.

He welcomes the opportunity to review your coverages and offer competitive pricing and expert service.
  • Independent, family-owned insurance agency
  • Established in 1931
  • Ryan Fox represents the fourth generation of the Fox family

There’s no need to pay more for insurance coverage that doesn’t meet your situation. From homeowners insurance to commercial workers’ compensation insurance, Harold J Fox Insurance Agency is here to assist all clients by finding a solution that works for them. Our agency will:

• Gather all relevant details about your life, health, family, business, etc.
• Make use of our knowledge and relationships with insurance providers
• Present options from these providers that work best for your situation

As an independent agency, Ryan can take the time to get to know you and your situation before laying out the options for you. Personalized service is our main focus, and one of the foundational elements of our company.

Ryan Fox will do whatever it takes to give you the protection you earned the moment you signed on with our agency.

After all, an insurance agency must do more than design an insurance plan; it must implement the plan! You should expect your agency to act on your behalf with finesse and enthusiasm. Your insurance agent should be only a phone call away, ready to respond in a crunch, when it really matters. Your problems should end not begin, when you submit a claim to insurance agency.

Ryan is accessible, knowledgeable, and eager to service your claims. We treat you as a part of the family, and we extend every courtesy to you as we would an old friend.

Ryan from Harold J Fox Insurance

You should expect your agent to act on your behalf with finesse and enthusiasm. Your insurance agent should be only a phone call away, ready to respond in a crunch, when it really matters. Your problems should end not begin, when you submit a claim to insurance agency.
Ryan is accessible, knowledgeable, and eager to service your claims. We treat you as a part of the family, and we extend every courtesy to you as we would an old friend.

Why an Independent Agent?

At Harold J Fox Insurance we carefully select our carriers in order to provide you with the best level of service, price and coverage. As independent insurance agents, you have the ability to choose the best carrier for your insurance needs. That is the main advantage to using an independent insurance agency, we work to satisfy your needs.

Educate

We strive, through our independence, to educate the community on the best options for their insurance needs.

Provide

We are dedicated to providing our customers in Michigan and Chicago with the best coverage at competitive rates.

Assess

We are dedicated to providing our customers in Michigan and Chicago with the best coverage at competitive rates.

One-on-One Service

We want you to have a positive overall experience with Harold J Fox Insurance. Our one on one service approach is our #1 goal for all our insurance clients.

Why an Independent Agent?

At Harold J Fox Insurance we carefully select our carriers in order to provide you with the best level of service, price and coverage. As independent insurance agents, you have the ability to choose the best carrier for your insurance needs. That is the main advantage to using an independent insurance agency, we work to satisfy your needs.

Educate

We strive, through our independence, to educate the community on the best options for their insurance needs.

Provide

We are dedicated to providing our customers in Michigan and Chicago with the best coverage at competitive rates.

Assess

We can provide an assessment of your insurance needs with a choice of which package fits you best.

One-on-One Service

We want you to have a positive overall experience with Harold J Fox Insurance. Our one on one service approach is our #1 goal for all our insurance clients.

GET UP TO DATE

Latest Update From News

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