Professional Liability

Professional Liability, referred to as ‘malpractice’ or ‘error & omissions’ insurance, is a form of liability insurance that helps protect professional advice- and service-providing businesses from bearing the full cost of defending against a negligence claim made by a client, and damages awarded. Whether it be a physician, an insurance agent, a web designer, a real estate agent, a veterinarian to name a few, Professional Liability is a necessity for many professions!

As Professional Liability coverage is one of the MOST COMPLICATED insurance coverages on the market b/c of the nature of its ‘claims-made’ form, business owners should always consult a professional insurance agent to discuss this coverage. It can be purchased on a stand-alone policy, or as part of a Commercial ‘Package’ Policy (regularly referred to as a CPP).

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